By: Martin M. Shenkman, CPA, MBA, JD

Medicare – For those over age 65 and those under 65 who are disabled who contributed to Social Security system. If you never contributed to Social Security but were disabled prior to age 22 you can collect under a parent’s Social Security. If you collect Social Security disability for two years you qualify for Medicare. It is not means tested (i.e., there are no income or countable resource limits). If the only government benefit you get is Medicare you will not need a SNT. Medicare does not cover long-term custodial care.

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